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2003  -  FIRST MFI in Georgia obtaining International Credit Rating

2006 -  CGAP Financial Transparency Award

2010  -  FIRST MFI in Georgia obtaining International Social Rating

2011  -  SMART Campaign’s winner in “Plain Language Loan Contract for clients”

2011  -  FIRST MFI in Georgia receiving International Equity Investment

2012  -  Platinum Prize by Mix-Market for Social Performance reporting

2013 -   S.T.A.R. MFI by MIX Social Rating

2014  -   “Wise-Borrowing”int. campaign member Certificate of Appreciation for valued participation in “Borrow Wisely” Campaign 2014 by Microfinance Center

2015 - JSC MFO Crystal – Member of the UN Global Compact since 2011

2016  -  Certificate of Commitment to CSR principles by the Financial

2016  -  Implemented micro credit distribution channels called “Credit Boutiques” in rural areas

2016  - “Microfinance and Access to Education 2016” -  JSC MFO Crystal among Ten Semi-Finalists

2017  - Issued unsubordinated unsecured bonds of 10mln GEL

2017  - Implemented International Reporting Standard – IFRS 9

2017 Fitch Ratings has assigned JSC MFO Crystal a final long-term rating of ‘B’ with stable outlooks